Evaluates loan applications based on available data, ensuring accuracy of information through deduplication and verification processes.
Reviews the borrower’s 5Cs of credit (character, capacity, capital, conditions, and collateral) to assess creditworthiness.
Gathers and analyzes information from client-submitted documents, interviews, bank checks, trade and reference checks, industry evaluations, and credit investigation reports.
Presents evaluation results and recommendations to the appropriate approving authority for further review and decision-making.
Basic Requirements/Qualifications
Bachelor's degree in business, Economics, Marketing Management, Commerce, Finance, Banking, or a related field
Preferably with at least 3 years of experience in the banking industry, leasing/financing Institutions or similar role involving credit evaluation
Strong knowledge of credit processes, monitoring and evaluation techniques
Excellent verbal and written communication skills
Highly self-motivated and detail-oriented, with the ability to work independently and meet deadlines.
Benefits:
Competitive Salary with Annual Increases
Mid year Bonus (14th Month Pay)
Performance Bonus (15th-16th Month Pay)
Per Diem for branch visits
Travel Incentives (Local or Abroad) with all expenses covered